You can enrol for the Jewellery Purchase Plan by visiting any Mia by Tanishq store near you. Simply fill out an enrolment form, submit the KYC documents, and provide relevant bank details. Note that PAN is mandatory if your monthly payment exceeds ₹18,000. Lastly, sign the form physically/electronically in acceptance of the T&Cs and make the 1st instalment.

Yes, you can start Mia's jewellery purchase plan with a minimum monthly instalment of ₹1,000. Amounts above it must be in multiples of ₹1,000 only.

Yes, you have to choose the amount at the time of enrolment itself. Start at a minimum of ₹1,000 or go for higher amounts in multiples of ₹1,000. Once this amount is fixed, it cannot be changed. You'll have to pay the same amount every month for 9 months.

If you miss a payment in the jewellery purchase plan period, it will be treated as a skipped month. You cannot pay it later or club it. Your timeline will change, and the next payment will count as the next instalment number. Benefits will be based on the actual monthly payments completed. For example, if you miss March, April becomes the 4th instalment.

You have to purchase and take delivery of studded jewellery within 330 days of enrolment in the jewellery purchase plan.

Yes, once you complete 9 paid instalments, Mia funds the 10th one, as 100% of your monthly amount at the prevailing 22KT gold rate. Note that you're eligible for this only if you complete the 9 instalments.

Each monthly instalment buys grams of 22KT gold at that month's store rate. If gold prices rise during these 9 months, your accumulated grams become worth more when you redeem them. This way, you benefit from gold appreciation while partaking in the plan.

You save via gold accumulation and Mia's 10th instalment bonus. After 9 months, 100% of your 1st instalment is added by Mia. Earlier exit benefits include a 65% bonus after 6 months, 75% after 7, and 85% after 8. Additionally, any gold price appreciation on your gold grams counts.

Against every monthly instalment, we reserve grams of 22 KT gold at the day's prevailing store gold rate. Your value is thus measured in grams, not in cash form.

You get to build your own gold reserve in grams monthly, instead of opting for a one-time splurge. Mia by Tanishq funds Month 10. You're also entitled to potential gold price hike gains. Plan your purchases ahead of time and save big during weddings/festivals. Get BIS-hallmarked gold jewellery with certified natural diamonds with zero hidden fees.

With the jewellery purchase plan, you can spread the cost over 9 months and even get Mia's 10th instalment free. Also benefit from gold appreciation and avoid last-minute financial pressure during occasions/events.

You can buy diamond-studded jewellery from us. Note that it's not applicable for plain gold jewellery, gold coins, gift vouchers or silver jewellery.

Yes, you can flexibly purchase and take delivery at any Mia store located across India. Redemption is not available at Zoya, Tanishq stores or on any Tanishq/Zoya/Mia websites or apps.

Only Indian citizens who are 18+ and legally allowed to enter into a contract are eligible for enrolment in the jewellery saving scheme. NRIs, companies, partnership firms, proprietorships, trusts or Hindu Undivided Families (HUFs) are not eligible.

No; processing fees, exchange costs, or hidden fees do not apply. However, at the time of redemption, making charges, wastage, GST, and other applicable charges will apply to the diamond jewellery you pick.

The jewellery scheme is non-transferable. Only the enrolled customer will be able to redeem the benefits. You can appoint a nominee at enrolment, who can get the benefits if the customer happens to pass away.

Mia's jewellery purchase plan is an RBI-approved purchase plan, and not an investment scheme. The benefit here is the special bonus and gold accumulation for diamond-studded jewellery. No cash returns/other benefits apply.

A minimum of ₹1,000 is necessary to start the jewellery purchase plan with Mia. No maximum amount limit applies, but the higher amounts must be in multiples of ₹1,000. PAN is mandatory if the monthly payment goes above ₹18,000.

Yes, but conditions do apply. If you discontinue before 6 months, you can still buy diamond-studded jewellery for the accumulated value. However, you get no bonus.

Your monthly payment is due on the same date each month as your date of enrolment. So, pay within 30 days of that due date. Note that payments are not accepted beyond 270 days from your enrolment date. If you miss the 30-day window, that month is skipped.